No Fault vs Tort

Posted Tue 31st May, 2011 | by | on Articles

Colorado has Changed from a No Fault to a Tort System No Fault Benefits were part of every car insurance policy issued or renewed in the State of Colorado before July 1, 2003. This meant that if you were injured in an automobile accident, the insurer of the car you were in was responsible for paying your medical and rehabilitation bills, wage loss, and essential services. This was true even if the other person was …

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Uninsured and Underinsured Motorist Claims

Posted Tue 31st May, 2011 | by | on Articles

Uninsured Motorist (UM) Coverage is the cheapest and most valuable insurance you can buy. This is because it protects you and your family. If you are in an accident and the other at fault driver did not have insurance, then your own UM coverage kicks in. In other words, your own company stands in the shoes of the other driver and is liable to you for such things as your pain and suffering as well …

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Accident – What To Do Now

Posted Tue 31st May, 2011 | by | on Articles

Please place this in your car with the insurance card and registration DO NOT move your vehicle unless it presents a danger to you or others. Tell the other driver not to move their vehicle. ALWAYS call the police at the scene (unless snow alert conditions – then file a counter report). DO NOT let the other driver talk you out of it! Write down the other driver’s name, address, work and home phone numbers, …

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